| Bicycle Adventure Travel Insurance |
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We offer Bicycle Adventure Travel Insurance to help cover the non-refundable costs such as registration, accomodations, meals and transportation should unexpected personal emergencies, health issues, weather or transportation problems cause you to cancel or shorten your trip.
To Purchase Bicycle Adventure Travel Insurance - Click Here or Call 888-918-BIKE(2453).
To help illustrate the need for Bicycle Adventure Travel Insurance, consider the following partial list of non-refundable costs to participate in various cycling events:
| Long Course Triathlon |
10-Day Bike Tour |
7-Day Mtn Bike Stage Race |
5-Day Road Stage Race |
| $550 registration |
$1,050 registration |
$850 registration |
$450 registration |
| $150 3 day car rental |
$200 1 hotel night before tour |
$250 meal plan |
$350 week van rental |
| $100 fuel |
$200 2 nights hotel after tour |
$150 camping and showers |
$200 fuel |
| $200 2 nights hotel |
$800 multiple city airline ticket |
$500 airline ticket |
$500 round trip airline ticket |
| $400 round trip airline bike fee |
$200 ground bike shipping |
$300 express bike shipping |
$400 round trip Airline bike fee |
| $1400 |
$2450 |
$2050 |
$1900 |
Additionally, consider the potentially staggering costs emergency medical care and the value of Bicycle Adventure Travel Insurance becomes crystal clear. For less than the sales tax of most states you can protect yourself and these non refundable investments should something unexpected happen. Headed to a big event, or even a small one, do not forget your Bicycle Adventure Travel Insurance.
We have never had a customer call and complain that they bought insurance. But we have had several call and wish they had. So if your headed to a big event, or even a small one, Buy Bicycle Adventure Travel Insurance. You will be glad you did!
To Purchase Bicycle AdventureTravel Insurance - Call 888-918-BIKE(2453).
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| What is bicycle adventure travel insurance? |
A secondary adventure travel insurance product geared to protect you while traveling with a bicycle.
Protection includes: (Details)
- Trip cancellation up to 100% of trip cost
- Equipment protection for delay, loss, theft and damage up to $2,500
- Trip interruption up to 100% of trip cost
- Medical expenses up to $50,000
- Emergency medical transportation up to $1,000,000
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| How much does it bicycle adventure travel insurance cost? |
The costs of a bicycle adventure travel insurance policy varies based on a trip costs range. Below are the Policy Costs for Trip Cost Ranging from 1-10,000 USD as these are our typical ranges. If you need additional coverage, we have rates up to a total trip cost is $100,000, just give is a call.
| Trip Cost Range (USD) |
Policy Cost (USD) |
| 1 - 250 |
40 |
| 251 - 500 |
44 |
| 501 - 1,000 |
61 |
| 1,001 - 1,500 |
81 |
| 1,501 - 2,000 |
105 |
| 2,001 - 2,500 |
130 |
| 2,501 - 3,000 |
152 |
| 3,001 - 3,500 |
162 |
| 3,501 - 4,000 |
176 |
| 4,001 - 4,500 |
201 |
| 4,501 - 5,000 |
223 |
5,001- 5,500
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302 |
5,501- 6,000
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329 |
6,001- 6,500
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356 |
6,501- 7,000
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387 |
7,001 - 8,000
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418 |
8,001 - 9,000
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450 |
9,001 - 10,000
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523 |
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| I have health insurance, do I need bike adventure travel insurance? |
| Generally the answer is YES, as most health insurance plans offer limited medical coverage outside the state you live and offer no coverage when you travel out of country. You should reference your policy's coverage area to help you assess your need. Bike adventure travel insurance is an additional coverage product, designed to pick up where you other insurance leaves off, so even if you have some coverage, you usually could benefit from having more protection. |
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| I have home owners insurance, do I need bike adventure travel insurance? |
| Generally the answer is YES for the two types of insurance combined offer better property coverage. Home owners is property insurance, it protects your property from normal perils: loss, damage, theft and often has a deductible around $500. Generally, if your house is worth 100K, the value of your homeowners policy is 50% of that, so you have 50K of property coverage on premise. Away from home, most policies drop poroperty covergae to 10% of the policy amount, in this example, 10% of 50K would equal 5K of off premise property coverage. The bike adventure travel insurance that we sell adds another $2500 of equipment coverage for things that you take with you on your trip. Bike adventure travel insurance is an additional coverage product, designed to pick up where you other insurance leaves off, so even if you have some coverage, you usually could benefit from having more protection. |
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| Does bike adventure travel insurance cover my bike? |
| It does offer some coverage when your bike is checked as luggage with the airline, but for the most part, it is designed to protect you and not your bike. |
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| Does it cover my registration fee? |
| As long as you insured the cost of registration as a component of your total cost of your trip, the answer is Yes. The same is true for any other non refundable fee that you include in your total trip costs. |
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| What number do I call for Emergency Assistance? |
Be sure to use the appropriate country and city codes when calling the 24-Hour Emergency Assistance Telephone Numbers below:
- Continental USA.......... 1-866-276-0120
- International.......... 1-715-345-0505
- KEEP THESE NUMBERS WITH YOU WHEN YOU TRAVEL - |
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| How do I file a claim? |
To file a claim:
- Call TravelGuard in the Continental US at 1-866-276-0120 or Internationally at 1-715-345-0505 soon as reasonably possible.
- Have information ready about your covergae, loss, trip dates, names of tour company, name of event and mention you bought his policy on BikeFlights.com.
- Travel Guard will fill in the claim form and mail it to the you for review and signature.
- Make a copy of the form for your records.
- Mail the completed form to Travel Guard, P.O. Box 47 Stevens Point, Wisconsin 54481
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| When are claims paid? |
| Claims are paid as soon as Travel Guard receives complete proof of loss and verifies of age of insured. |
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| What can I do if I have problem with my insurance? |
| To resolve your problem please call 1-866-276-0120 or in writing at Travel Guard, 1145 Clark Street, Stevens Point, WI 54481. |
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